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Oral Health Programs

A healthy smile means a healthy you. That's why Principal Life Insurance Company is committed to helping our members maintain good oral and overall health. These programs provide additional benefits for members who need a little extra help.


Principal Dental Health EdgeSM

Principal Life offers an added dental service to our customers - Principal Dental Health EdgeSM, accessible through principal.com. The focus of the information contained within Principal Dental Health EdgeSM is to provide our customers with access to a list of dental providers, credible information, and services to help them understand their dental health benefits. Some features are also available in Spanish.

The services provided by Principal Dental Health EdgeSM include:

  • Risk Assessments. Use the free Cavity Risk for Children assessment and assess your risks for other dental health conditions.

  • Finding a credentialed dental provider. Principal Dental Health EdgeSM provides an extensive search engine that allows queries of PPO providers as well as Dentistat-Certified providers. This service is accessible on principal.com through our provider directory link.

  • Access Dental Information. Principal Dental Health Edgesm displays information on clinical and common dental insurance concepts.

  • Submit Questions to a Dentist. Our customers are able to submit dental specific questions to Principal Dental Health EdgeSM's professional staff.

Visit the Principal Dental Health Edgesm. Spanish version available here.

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Periodontal Program

This program is for those at risk for health complications due to periodontal disease. Members who are pregnant or who have diabetes or heart disease will receive extra care.

Program Details

If one of our members is pregnant or has diabetes or heart disease*, they can present the Periodontal Program Voucher (GP 54703) (PDF: 107KB) to their dental provider to receive scaling and root planing at no additional cost or an extra preventive cleaning.

Information for Members

The voucher is available to our members through our secured Member website, accessed through principal.com.

*Other conditions may apply in Connecticut.

Additional Tools

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Cancer Treatment Oral Health Program

Research has shown chemotherapy and/or head/neck radiation therapy can lead to oral complications including mouth sores, infections, and tooth decay. In some cases, the oral problems can make administering cancer therapy difficult, and treatments may be stopped all together. Preventive actions may lessen the severity of these difficulties.

Program Details

Members, including covered spouses and children, currently undergoing chemotherapy and/or head/neck radiation therapy for any kind of cancer are eligible. Eligible members can present the Cancer Treatment Oral Health voucher (GP 56131) (PDF: 44KB) to their dental provider to receive up to three fluoride treatments within 12 months covered at 100% of covered charges and one additional routine cleaning per 12 months, covered at regular benefits. The fluoride treatments must be administered at the same time as a cleaning.

Information for Members

The voucher is available to our members through our secured Member website, accessed through principal.com.

Additional Tools

Good oral health can help maintain better overall health and fight off disease. We encourage our members to talk to their dental provider about preventive periodontal care.

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Second Opinion Program

Principal Life Insurance Company covers second opinions from dental providers to help members receive the best advice when making decisions about dental care. Seeking appropriate care and second opinions from qualified providers helps ensure members get the most out of their dental benefits.

Program Details

Members, including covered spouses and children, are eligible. Eligible members can present the Second Opinion Program Voucher (GP 59830) (PDF: 70KB) to their dental provider during a second opinion visit. The visit will be covered at 100%. The voucher makes it easier for Principal Life to identify which services are second opinions. 

Information for Members

The voucher is available to our members through our secured Member website, accessed through principal.com.

Additional Tools

* The employer e-mailer contains a link to the employee e-mailer.

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